Ethical Partnerships for Progress

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Core Values

There are specific values unique to Crescent Takaful Sacco focused on two values: Corporate & Co-operative Values.

Corporate Values include:

  1. Shariah-Compliance
  2. Innovation
  3. Integrity
  4. Partnerships

Co-operative Values  inline with the universal co-operative values; Crescent Takaful Sacco co-operative values shall be:

  1. Self-Help

  2. Mutual Responsibility

  3. Equality 

  4. Equity. 

It shall practice honesty, openness, and social responsibility in all its activities.

Co-Operative Objectives of Crescent Takaful Sacco

The Co-operative Objectives for which the Sacco is established are to organize and promote the welfare and economic benefits of its members. In particular, the Sacco shall undertake:

  • To promote thrift among its members:By affording them an opportunity for accumulating their savings and deposits, thereby creating a source of funds from which loans can be made to them exclusively for provident and productive purposes

  • To ensure the progress of members and Sacco: Through continuous education programs on the proper use of credit, reduction of poverty, human dignity, and co-operation

  • To apply the co-operative principle of cooperation: This are set among co-operatives in order to promote members’ interests. In furtherance to its objectives the Sacco shall affiliate to the relevant National Co-operative Union and the Apex Sacco.

For the attainment of the above objects, the Sacco may do acts and things that are permissible under the Act, rules and these By-laws. This includes but is not limited to acquiring property and chattels and doing all such other things as are incidental or consequential to the economic enhancement of its members’ interests, provided such an act is approved by the members in a general meeting.

Strategic Objectives (Short Term and Long Term)

  • Crescent Takaful Sacco has formulated two sets of strategic goals. The first set is focused on Crescent Takaful Sacco attaining a Financial & Institutional Turn-Around within a two-year period from January 2021 to December 2022.

  • The second strategic focus is on sustainable financial & institutional performance over the next five-year planning period.