Micro Asset Finance
- Purpose: Financing micro-assets such as home-based assets, small-scale machinery, and business equipment.
- Shariah Contract: Murabaha.
- Limits: KES 5,000 – 1,000,000.
- Member Contribution: 30%.
- Repayment: 6–24 months.
- Cost: Documentation Service Fee: KES 500 – 25,000. Expected Profit Rate: 12–18% flat rate depending on tenor.
- Collateral: Self-Guarantee, Asset under Purchase, Ayuta Group Guarantee, Direct Salary Assignment.