Ayuta Biz-Kash Purpose: SME financing for trading members.Shariah Contract: Murabaha, Diminishing Musharaka, Ijara.Limits: KES 5,000 – 1,000,000.Member Contribution: 30%.Repayment: 6–24 months.Cost: Documentation Service Fee: KES 500 – 20,000. Expected Profit Rate: 12–18% flat depending on tenor.