Soko-Kash
- Purpose: Short-term working capital financing for business stock.
- Shariah Contract: Pure Investment Musharaka.
- Limits: KES 30,000 – 100,000.
- Member Contribution: 10–30%.
- Repayment: One day to one month.
- Cost: Documentation Service Fee: KES 50 – 2,000. Expected Profit Rate: 1–3% flat depending on tenor.
- Structure: CTS is the sleeping partner (Mushareek); the client is the active partner. Losses are shared strictly in the ratio of contributions per Musharaka rules.