Motor Vehicle Asset Finance Purpose: Financing personal motor vehicles.Shariah Contract: Murabaha or Diminishing Musharaka.Limits: KES 5,000 – 2,000,000.Member Contribution: 30%.Repayment: 6–60 months.Cost: Documentation Service Fee: KES 500 – 25,000. Expected Profit Rate: 12–18% reducing balance depending on tenor.